
Mortgage Lending
Home ownership is still one of the biggest and most important investments of a lifetime for most people. When you finance your home with Timberland Bank, you benefit from local loan servicing. We don't sell your records; instead, we keep them in house for better service.
Retaining the right to service your loan means that from the time you begin the loan application process until the day your loan is paid in full we will be here to provide any assistance you may need.
Locate a Lender
Locate a Timberland Mortgage Lender in your area and let's talk about what you want to accomplish.
Apply Online, Anytime
Additional Solutions
At Timberland Bank, we know that when it comes to home loans, one size does not fit all. This is why we offer flexible purchase financing to fit your needs and lifestyle.
- Home Equity Loans: A Timberland Home Equity Loan works like an installment plan. You borrow a specific amount and pay it back on a regular schedule over time, much like your home or auto loan. A home equity loan provides predictability for monthly budgeting with an interest rate and payments that are fixed and can be a less expensive way to borrow money.
- Home Equity Lines of Credit: Borrow funds against an established credit limit with a HELOC. You will have the flexibility of borrowing or paying against your credit limit as funds are needed over a period of years.
- FHA, USDA and VA Lending: We offer flexible solutions for government loans including FHA, USDA and VA loans guaranteed by Rural Housing through our partnership with LeaderOne.
- Manufactured Home Loans: Timberland Bank also has fixed rate and adjustable rate financing available for manufactured homes on land or in a park that were built in the year 2000 or newer.
- Refinance: Refinancing can allow you to lower your interest rate, reduce the term of your loan or monthly payment and consolidate debt. Refinancing also creates the opportunity to take full advantage of your equity and free up funds for college, investments or a vacation. Our lenders will assist you in evaluating your financial picture to determine if refinancing makes sense. We will then provide you with a written, good faith estimate, which is the only true comparison of any financial offer.
Make an External Payment
Timberland loan customers can make a loan payment from an external source such as another financial institution. If you have questions or need assistance, please call our Loan Servicing Department at 1-800-562-8761 EXT. 1456.
- Click PAY NOW to begin Enter the last five digits of your account number, your name, and the amount of the loan payment
- Follow the prompts on the remaining tabs and confirm your payment
- Your loan payment will be processed and posted to your account within two business days




